SWIFT/BIC code ACAGESMMXXX

ACAGESMMXXX belongs to Atradius Credito y Caucion S.A. de Seguros y Reaseguros in Madrid, Spain.

ACAGESMMXXX

Code details

SWIFT/BIC codeACAGESMMXXX
8-character codeACAGESMM
Branch codeXXX
BankAtradius Credito y Caucion S.A. de Seguros y Reaseguros
BranchHead office
CityMadrid
CountrySpain

The way the Atradius Credito y Caucion S.A. de Seguros y Reaseguros SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

ACAG Bank code
4 letters that identify the bank.
ES Country code
2 letters for the country (ISO 3166).
MM Location code
2 characters for the city or region of the head office.
XXX Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank uses SWIFT code ACAGESMMXXX?

ACAGESMMXXX identifies the headquarters of Atradius Credito y Caucion S.A. de Seguros y Reaseguros in Madrid, Spain. Use it when a payment to Atradius Credito y Caucion S.A. de Seguros y Reaseguros does not need a specific branch.

What is the cheapest way to send money to Atradius Credito y Caucion S.A. de Seguros y Reaseguros?

Many banks add 1–3% to the exchange rate on top of a fee. Compare what you receive in Euro with specialist providers before you send.

Is ACAGESMM and ACAGESMMXXX the same SWIFT code?

Yes. ACAGESMM is the 8-character version of ACAGESMMXXX. XXX simply refers to the head office, so both routes your payment to Atradius Credito y Caucion S.A. de Seguros y Reaseguros in Madrid.

How long does it take to send money to Atradius Credito y Caucion S.A. de Seguros y Reaseguros?

Euro transfers within SEPA usually arrive within one business day. Payments in other currencies can take 1–3 business days.

Do I need ACAGESMMXXX for a euro transfer to Spain?

Spain is part of the SEPA area. When you send euros the IBAN is usually enough and many banks fill in the BIC automatically. If you send another currency you do need ACAGESMMXXX.

What does each part of ACAGESMMXXX stand for?

ACAG is the institution code of Atradius Credito y Caucion S.A. de Seguros y Reaseguros, ES stands for Spain, MM is the code for the city or region and XXX means the head office.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.