SWIFT/BIC code AKBCDE31XXX
AKBCDE31XXX belongs to Santander Consumer Bank AG (Formerly Akb Bank AG) in Moenchengladbach, Germany.
Code details
| SWIFT/BIC code | AKBCDE31XXX |
|---|---|
| 8-character code | AKBCDE31 |
| Branch code | XXX |
| Bank | Santander Consumer Bank AG (Formerly Akb Bank AG) |
| Branch | Head office |
| City | Moenchengladbach |
| Country | Germany |
The way the Santander Consumer Bank AG (Formerly Akb Bank AG) SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- AKBC Bank code
- 4 letters that identify the bank.
- DE Country code
- 2 letters for the country (ISO 3166).
- 31 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
What bank is behind SWIFT code AKBCDE31XXX?
The code AKBCDE31XXX belongs to the headquarters of Santander Consumer Bank AG (Formerly Akb Bank AG) in Moenchengladbach, Germany. It is the code to use when a payment to Santander Consumer Bank AG (Formerly Akb Bank AG) does not need a specific branch.
Is AKBCDE31 and AKBCDE31XXX the same SWIFT code?
Yes, they are. AKBCDE31 is the short version of AKBCDE31XXX. XXX simply refers to the head office, so both routes your payment to Santander Consumer Bank AG (Formerly Akb Bank AG) in Moenchengladbach.
Do I need AKBCDE31XXX for a euro transfer to Germany?
Germany is part of the SEPA area. When you send euros the IBAN normally suffices and many banks fill in the BIC automatically. If you send another currency you still need AKBCDE31XXX.
How long does a transfer to Santander Consumer Bank AG (Formerly Akb Bank AG) take?
SEPA payments in euros usually arrive within one business day. Payments in other currencies can take 1–3 business days.
What happens if I enter AKBCDE31XXX incorrectly?
The payment may be delayed, returned or charged extra fees. Always check AKBCDE31XXX with the recipient before sending.
What does each part of AKBCDE31XXX mean?
AKBC is the institution code of Santander Consumer Bank AG (Formerly Akb Bank AG), DE stands for Germany, 31 is the location code and XXX marks the main office.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.