SWIFT/BIC code ALKRAT21XXX
ALKRAT21XXX belongs to Alpenlandischer Kreditorenverband Fuer Kreditschutz und Betriebswirtschaft in Salzburg, Austria.
Code details
| SWIFT/BIC code | ALKRAT21XXX |
|---|---|
| 8-character code | ALKRAT21 |
| Branch code | XXX |
| Bank | Alpenlandischer Kreditorenverband Fuer Kreditschutz und Betriebswirtschaft |
| Branch | Head office |
| City | Salzburg |
| Country | Austria |
The way the Alpenlandischer Kreditorenverband Fuer Kreditschutz und Betriebswirtschaft SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- ALKR Bank code
- 4 letters that identify the bank.
- AT Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank is behind SWIFT/BIC code ALKRAT21XXX?
The code ALKRAT21XXX belongs to the head office of Alpenlandischer Kreditorenverband Fuer Kreditschutz und Betriebswirtschaft in Salzburg, Austria. Use it when a payment to Alpenlandischer Kreditorenverband Fuer Kreditschutz und Betriebswirtschaft does not need a specific branch.
Is ALKRAT21 and ALKRAT21XXX the same SWIFT code?
Yes. ALKRAT21 is the short version of ALKRAT21XXX. The XXX at the end only refers to the head office, so either version routes your payment to Alpenlandischer Kreditorenverband Fuer Kreditschutz und Betriebswirtschaft in Salzburg.
Do I need ALKRAT21XXX to send euros to Austria?
Austria belongs to the SEPA area. For euro transfers the IBAN normally suffices. For other currencies you still need ALKRAT21XXX.
How long does it take to send money to Alpenlandischer Kreditorenverband Fuer Kreditschutz und Betriebswirtschaft?
SEPA payments in euros usually arrive within one business day, instant payments within seconds. Transfers in other currencies can take 1–3 business days.
What happens if I use ALKRAT21XXX with a typo?
Your transfer can bounce, get stuck or cost extra. Always check ALKRAT21XXX with the recipient before sending.
What is the cheapest way to send money to Alpenlandischer Kreditorenverband Fuer Kreditschutz und Betriebswirtschaft in Austria?
Banks often add 1–3% to the exchange rate on top of a fee. Compare the amount that arrives in Euro with transfer services before you send.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.