SWIFT/BIC code ARHAPKK1XXX

ARHAPKK1XXX belongs to Arif Habib Limited in Karachi, Pakistan.

ARHAPKK1XXX

Code details

SWIFT/BIC codeARHAPKK1XXX
8-character codeARHAPKK1
Branch codeXXX
BankArif Habib Limited
BranchHead office
CityKarachi
CountryPakistan

How the Arif Habib Limited SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

ARHA Bank code
4 letters that identify the bank.
PK Country code
2 letters for the country (ISO 3166).
K1 Location code
2 characters for the city or region of the head office.
XXX Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which institution uses SWIFT code ARHAPKK1XXX?

The code ARHAPKK1XXX belongs to the main office of Arif Habib Limited in Karachi, Pakistan. It is the code to use when you send money to an account at Arif Habib Limited.

Are ARHAPKK1 and ARHAPKK1XXX the same code?

Yes. ARHAPKK1 is the 8-character version of ARHAPKK1XXX. XXX simply refers to the head office, so either version routes your payment to Arif Habib Limited in Karachi.

What happens if I enter ARHAPKK1XXX incorrectly?

The payment may be delayed, returned or charged extra fees. Always check ARHAPKK1XXX against the details from Arif Habib Limited before you confirm.

Does Arif Habib Limited use only one SWIFT/BIC code?

Yes, ARHAPKK1XXX is the only SWIFT/BIC code listed for Arif Habib Limited in Pakistan, so there is no branch code to choose.

What is the best way to send money to Arif Habib Limited?

Many banks add several percent to the exchange rate on top of a fee. Check what you receive in Pakistan with transfer services before you send.

How long does a transfer to Arif Habib Limited take?

An international SWIFT transfer typically takes 1–5 business days, depending on correspondent banks and time zones. Specialist transfer services are often quicker and cheaper.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.