SWIFT/BIC code ARSMITM1XXX
ARSMITM1XXX belongs to Armonia Sim SPA in Milano, Italy.
Code details
| SWIFT/BIC code | ARSMITM1XXX |
|---|---|
| 8-character code | ARSMITM1 |
| Branch code | XXX |
| Bank | Armonia Sim SPA |
| Branch | Head office |
| City | Milano |
| Country | Italy |
The way the Armonia Sim SPA SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- ARSM Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- M1 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which institution is behind SWIFT code ARSMITM1XXX?
ARSMITM1XXX is the SWIFT/BIC code of the headquarters of Armonia Sim SPA in Milano, Italy. It is the code to use when a payment to Armonia Sim SPA does not need a specific branch.
What is the cheapest way to send money to Armonia Sim SPA?
Banks often add several percent to the exchange rate on top of a fee. Compare the amount that arrives in Euro with transfer services before you send.
Do I need ARSMITM1XXX to send euros to Italy?
Italy belongs to the SEPA area. When you send euros the IBAN normally suffices and many banks fill in the BIC automatically. For other currencies you do need ARSMITM1XXX.
How long does a transfer to Armonia Sim SPA take?
SEPA payments in euros usually arrive within one business day. Payments in other currencies can take 2–4 business days.
Are ARSMITM1 and ARSMITM1XXX the same code?
Yes. ARSMITM1 is the 8-character version of ARSMITM1XXX. XXX simply means head office, so either version routes your payment to Armonia Sim SPA in Milano.
What happens if I enter ARSMITM1XXX with a typo?
The payment may be delayed, returned or charged extra fees. Double-check ARSMITM1XXX with the recipient before sending.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.