SWIFT/BIC code AYCNGB21XXX

AYCNGB21XXX belongs to Ayrshire Credit Union Limited in Kilmarnock, United Kingdom.

AYCNGB21XXX

Code details

SWIFT/BIC codeAYCNGB21XXX
8-character codeAYCNGB21
Branch codeXXX
BankAyrshire Credit Union Limited
BranchHead office
CityKilmarnock
CountryUnited Kingdom

How the Ayrshire Credit Union Limited SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

AYCN Bank code
4 letters that identify the bank.
GB Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
XXX Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank is behind BIC AYCNGB21XXX?

The code AYCNGB21XXX belongs to the headquarters of Ayrshire Credit Union Limited in Kilmarnock, United Kingdom. It is the code to use when a payment to Ayrshire Credit Union Limited does not need a specific branch.

Do I need AYCNGB21XXX to send euros to United Kingdom?

United Kingdom is part of the SEPA area. When you send euros the IBAN is usually enough and many banks fill in the BIC automatically. If you send another currency you still need AYCNGB21XXX.

How long does it take to send money to Ayrshire Credit Union Limited in United Kingdom?

Euro transfers within SEPA usually arrive within one business day, instant payments within seconds. Payments in other currencies can take 2–4 business days.

Are AYCNGB21 and AYCNGB21XXX the same SWIFT code?

Yes. AYCNGB21 is the 8-character version of AYCNGB21XXX. XXX simply means head office, so either version routes your payment to Ayrshire Credit Union Limited in Kilmarnock.

Does Ayrshire Credit Union Limited use only one SWIFT/BIC code?

Yes, AYCNGB21XXX is the single SWIFT/BIC code listed for Ayrshire Credit Union Limited in United Kingdom, so there is no branch code to choose.

What happens if I use AYCNGB21XXX with a typo?

The payment may be delayed, returned or charged extra fees. Always check AYCNGB21XXX with the recipient before you confirm.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.