SWIFT/BIC code BACECH22XXX
BACECH22XXX belongs to Banca del Ceresio SA in Lugano, Switzerland.
Code details
| SWIFT/BIC code | BACECH22XXX |
|---|---|
| 8-character code | BACECH22 |
| Branch code | XXX |
| Bank | Banca del Ceresio SA |
| Branch | Head office |
| City | Lugano |
| Country | Switzerland |
The way the Banca del Ceresio SA SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- BACE Bank code
- 4 letters that identify the bank.
- CH Country code
- 2 letters for the country (ISO 3166).
- 22 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank is behind SWIFT/BIC code BACECH22XXX?
BACECH22XXX identifies the headquarters of Banca del Ceresio SA in Lugano, Switzerland. Use it when you send money to an account at Banca del Ceresio SA.
What happens if I use BACECH22XXX with a typo?
Your transfer can bounce, get stuck or cost extra. Double-check BACECH22XXX against the details from Banca del Ceresio SA before you confirm.
How long does it take to send money to Banca del Ceresio SA?
SEPA payments in euros usually arrive within one business day, instant payments within seconds. Payments in other currencies can take 1–3 business days.
Do I need BACECH22XXX for a euro transfer to Switzerland?
Switzerland belongs to the SEPA area. For euro transfers the IBAN normally suffices and many banks fill in the BIC automatically. For other currencies you still need BACECH22XXX.
Is BACECH22 and BACECH22XXX the same code?
Yes. BACECH22 is the 8-character version of BACECH22XXX. XXX simply refers to the head office, so both will reach Banca del Ceresio SA in Lugano.
What do the letters in BACECH22XXX mean?
BACE is the institution code of Banca del Ceresio SA, CH stands for Switzerland, 22 is the code for the city or region and XXX means the main office.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.