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SWIFT/BIC code BACRIT21022

BACRIT21022 belongs to Credito Emiliano SPA in Ramiseto, Italy.

BACRIT21022

Code details

SWIFT/BIC codeBACRIT21022
8-character codeBACRIT21
Branch code022
BankCredito Emiliano SPA
Branch—
CityRamiseto
CountryItaly

The way the Credito Emiliano SPA SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

BACR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
022 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank is behind BIC BACRIT21022?

The code BACRIT21022 belongs to Credito Emiliano SPA, a branch or department of Credito Emiliano SPA in Ramiseto, Italy. Use this branch code only when the account is held at this specific branch.

How long does a transfer to Credito Emiliano SPA take?

SEPA payments in euros usually arrive within one business day. Transfers in other currencies can take 1–3 business days.

Do I need BACRIT21022 to send euros to Italy?

Italy is part of the SEPA area. When you send euros the IBAN normally suffices and many banks fill in the BIC automatically. If you send another currency you do need BACRIT21022.

Does Credito Emiliano SPA have other SWIFT/BIC codes?

Yes, our database contains 281 SWIFT/BIC codes for Credito Emiliano SPA in Italy. You can see them all on the bank page.

Can I use BACRIT21 instead of BACRIT21022?

BACRIT21 points to the main office of Credito Emiliano SPA, while BACRIT21022 points to Credito Emiliano SPA. Most international transfers work with the head office code, but follow the instructions of the recipient if they mention BACRIT21022.

What is the cheapest way to send money to Credito Emiliano SPA?

Banks often add 1–3% to the exchange rate on top of a fee. Compare the amount that arrives in Euro with specialist providers before you send – the difference can be large.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.