SWIFT/BIC code BACRIT21040
BACRIT21040 belongs to Credito Emiliano SPA in Arceto (Scandiano), Italy.
Code details
| SWIFT/BIC code | BACRIT21040 |
|---|---|
| 8-character code | BACRIT21 |
| Branch code | 040 |
| Bank | Credito Emiliano SPA |
| Branch | — |
| City | Arceto (Scandiano) |
| Country | Italy |
The way the Credito Emiliano SPA SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- BACR Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- 040 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
What bank is behind SWIFT/BIC code BACRIT21040?
The code BACRIT21040 belongs to Credito Emiliano SPA, a branch or department of Credito Emiliano SPA in Arceto (Scandiano), Italy. Only use it if the account is held at this specific branch.
What is the cheapest way to send money to Credito Emiliano SPA in Italy?
Banks often add several percent to the exchange rate on top of a fee. Compare what you receive in Euro with transfer services before you send – the difference can be large.
What does each part of BACRIT21040 stand for?
BACR is the institution code of Credito Emiliano SPA, IT is the ISO code of Italy, 21 is the location code and 040 identifies the branch Credito Emiliano SPA.
How long does it take to send money to Credito Emiliano SPA?
Euro transfers within SEPA normally arrive the next business day. Transfers in other currencies can take 1–3 business days.
Do I need BACRIT21040 to send euros to Italy?
Italy belongs to the SEPA area. When you send euros the IBAN is usually enough and many banks fill in the BIC automatically. If you send another currency you do need BACRIT21040.
Can I use BACRIT21 instead of BACRIT21040?
BACRIT21 points to the main office of Credito Emiliano SPA, while BACRIT21040 points to Credito Emiliano SPA. For a normal transfer the head office code is usually fine, yet use BACRIT21040 if the recipient asks for it.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.