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SWIFT/BIC code BACRIT21045

BACRIT21045 belongs to Credito Emiliano SPA in Reggio Nell'emilia, Italy.

BACRIT21045

Code details

SWIFT/BIC codeBACRIT21045
8-character codeBACRIT21
Branch code045
BankCredito Emiliano SPA
BranchAgenzia 5
CityReggio Nell'emilia
CountryItaly

How the Credito Emiliano SPA SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

BACR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
045 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank is behind SWIFT code BACRIT21045?

BACRIT21045 is the SWIFT/BIC code of Agenzia 5, a branch or department of Credito Emiliano SPA in Reggio Nell'emilia, Italy. Use this branch code only when the account is held at this specific branch.

What is the best way to send money to Credito Emiliano SPA?

Many banks add several percent to the exchange rate on top of a fee. Compare the amount that arrives in Euro with transfer services before you send – the difference can be large.

What do the letters in BACRIT21045 stand for?

BACR is the institution code of Credito Emiliano SPA, IT is the ISO code of Italy, 21 is the code for the city or region and 045 is the code of the branch Agenzia 5.

Do I need BACRIT21045 to send euros to Italy?

Italy is part of the SEPA area. For euro transfers the IBAN normally suffices and many banks fill in the BIC automatically. For other currencies you still need BACRIT21045.

What happens if I enter BACRIT21045 incorrectly?

Your transfer can bounce, get stuck or cost extra. Always check BACRIT21045 with the recipient before you confirm.

How long does it take to send money to Credito Emiliano SPA?

Euro transfers within SEPA usually arrive within one business day, instant payments within seconds. Transfers in other currencies can take 2–4 business days.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.