SWIFT/BIC code BACRIT21082

BACRIT21082 belongs to Credito Emiliano SPA in Pegognaga, Italy.

BACRIT21082

Code details

SWIFT/BIC codeBACRIT21082
8-character codeBACRIT21
Branch code082
BankCredito Emiliano SPA
Branch—
CityPegognaga
CountryItaly

The way the Credito Emiliano SPA SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

BACR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
082 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank is behind SWIFT code BACRIT21082?

The code BACRIT21082 belongs to Credito Emiliano SPA, a unit of Credito Emiliano SPA in Pegognaga, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.

What do the letters in BACRIT21082 mean?

BACR is the institution code of Credito Emiliano SPA, IT stands for Italy, 21 is the location code and 082 is the code of the department Credito Emiliano SPA.

Can I use BACRIT21 instead of BACRIT21082?

BACRIT21 points to the head office of Credito Emiliano SPA, while BACRIT21082 points to Credito Emiliano SPA. Most international transfers work with the head office code, but use BACRIT21082 if the recipient asks for it.

How long does it take to send money to Credito Emiliano SPA in Italy?

SEPA payments in euros normally arrive the next business day, instant payments within seconds. Transfers in other currencies can take 2–4 business days.

Do I need BACRIT21082 for a euro transfer to Italy?

Italy is part of the SEPA area. For euro transfers the IBAN is usually enough. If you send another currency you do need BACRIT21082.

What is the cheapest way to send money to Credito Emiliano SPA?

Many banks add several percent to the exchange rate on top of a fee. Check what you receive in Euro with specialist providers before you send.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.