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SWIFT/BIC code BACRIT21090

BACRIT21090 belongs to Credito Emiliano SPA in Montecavolo (Quattro Castella), Italy.

BACRIT21090

Code details

SWIFT/BIC codeBACRIT21090
8-character codeBACRIT21
Branch code090
BankCredito Emiliano SPA
Branch—
CityMontecavolo (Quattro Castella)
CountryItaly

How the Credito Emiliano SPA SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

BACR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
090 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank uses SWIFT code BACRIT21090?

BACRIT21090 is the SWIFT/BIC code of Credito Emiliano SPA, a branch or department of Credito Emiliano SPA in Montecavolo (Quattro Castella), Italy. Only use it if the recipient or their bank explicitly asks for it.

Do I need BACRIT21090 to send euros to Italy?

Italy is part of the SEPA area. For euro transfers the IBAN normally suffices and many banks fill in the BIC automatically. For other currencies you still need BACRIT21090.

How long does it take to send money to Credito Emiliano SPA in Italy?

Euro transfers within SEPA usually arrive within one business day, instant payments within seconds. Payments in other currencies can take 1–3 business days.

What happens if I use BACRIT21090 incorrectly?

The payment may be delayed, returned or charged extra fees. Always check BACRIT21090 with the recipient before you confirm.

What does each part of BACRIT21090 stand for?

BACR is the institution code of Credito Emiliano SPA, IT is the ISO code of Italy, 21 is the code for the city or region and 090 is the code of the branch Credito Emiliano SPA.

Can I use BACRIT21 instead of BACRIT21090?

BACRIT21 is the main office of Credito Emiliano SPA, while BACRIT21090 is Credito Emiliano SPA. Most international transfers work with the head office code, but use BACRIT21090 if the recipient asks for it.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.