SWIFT/BIC code BACRIT21096

BACRIT21096 belongs to Credito Emiliano SPA in San Giovanni In Persiceto, Italy.

BACRIT21096

Code details

SWIFT/BIC codeBACRIT21096
8-character codeBACRIT21
Branch code096
BankCredito Emiliano SPA
Branch—
CitySan Giovanni In Persiceto
CountryItaly

How the Credito Emiliano SPA SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

BACR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
096 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank uses BIC BACRIT21096?

BACRIT21096 is the SWIFT/BIC code of Credito Emiliano SPA, a branch or department of Credito Emiliano SPA in San Giovanni In Persiceto, Italy. Only use it if the recipient or their bank explicitly asks for it.

What do the letters in BACRIT21096 stand for?

BACR is the institution code of Credito Emiliano SPA, IT is the ISO code of Italy, 21 is the code for the city or region and 096 identifies the branch Credito Emiliano SPA.

What happens if I use BACRIT21096 incorrectly?

Your transfer can bounce, get stuck or cost extra. Double-check BACRIT21096 against the details from Credito Emiliano SPA before you confirm.

What is the cheapest way to send money to Credito Emiliano SPA?

Many banks add 1–3% to the exchange rate on top of a fee. Check the amount that arrives in Euro with transfer services before you send.

Can I use BACRIT21 instead of BACRIT21096?

BACRIT21 points to the main office of Credito Emiliano SPA, while BACRIT21096 is Credito Emiliano SPA. For a normal transfer the head office code is usually fine, but follow the instructions of the recipient if they mention BACRIT21096.

Do I need BACRIT21096 to send euros to Italy?

Italy belongs to the SEPA area. For euro transfers the IBAN normally suffices. If you send another currency you do need BACRIT21096.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.