SWIFT/BIC code BACRIT21312
BACRIT21312 belongs to Credito Emiliano SPA in Medesano, Italy.
Code details
| SWIFT/BIC code | BACRIT21312 |
|---|---|
| 8-character code | BACRIT21 |
| Branch code | 312 |
| Bank | Credito Emiliano SPA |
| Branch | — |
| City | Medesano |
| Country | Italy |
The way the Credito Emiliano SPA SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- BACR Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- 312 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
What bank uses SWIFT code BACRIT21312?
The code BACRIT21312 belongs to Credito Emiliano SPA, a branch or department of Credito Emiliano SPA in Medesano, Italy. Only use it if the account is held at this specific branch.
Can I use BACRIT21 instead of BACRIT21312?
BACRIT21 is the main office of Credito Emiliano SPA, while BACRIT21312 points to Credito Emiliano SPA. Most international transfers work with the head office code, but use BACRIT21312 if the recipient asks for it.
Do I need BACRIT21312 for a euro transfer to Italy?
Italy is part of the SEPA area. For euro transfers the IBAN normally suffices. For other currencies you do need BACRIT21312.
How long does a transfer to Credito Emiliano SPA take?
SEPA payments in euros usually arrive within one business day, instant payments within seconds. Payments in other currencies can take 2–4 business days.
Has Credito Emiliano SPA got more SWIFT/BIC codes?
Yes, we list 281 SWIFT/BIC codes for Credito Emiliano SPA in Italy, for the head office and several branches or departments. All of them are listed on the page of Credito Emiliano SPA.
What happens if I use BACRIT21312 incorrectly?
Your transfer can bounce, get stuck or cost extra. Double-check BACRIT21312 with the recipient before sending.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.