SWIFT/BIC code BACRIT21321

BACRIT21321 belongs to Credito Emiliano SPA in Reggio Nell'emilia, Italy.

BACRIT21321

Code details

SWIFT/BIC codeBACRIT21321
8-character codeBACRIT21
Branch code321
BankCredito Emiliano SPA
BranchAgenzia 9
CityReggio Nell'emilia
CountryItaly

How the Credito Emiliano SPA SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

BACR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
321 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank is behind SWIFT code BACRIT21321?

BACRIT21321 identifies Agenzia 9, a unit of Credito Emiliano SPA in Reggio Nell'emilia, Italy. Only use it if the account is held at this specific branch.

What is the cheapest way to send money to Credito Emiliano SPA?

Banks often add 1–3% to the exchange rate on top of a fee. Check the amount that arrives in Euro with specialist providers before you send – the difference can be large.

Can I use BACRIT21 instead of BACRIT21321?

BACRIT21 points to the head office of Credito Emiliano SPA, while BACRIT21321 is Agenzia 9. For a normal transfer the head office code is usually fine, yet follow the instructions of the recipient if they mention BACRIT21321.

What happens if I use BACRIT21321 with a typo?

The payment may be delayed, returned or charged extra fees. Always check BACRIT21321 against the details from Credito Emiliano SPA before you confirm.

Has Credito Emiliano SPA got more SWIFT/BIC codes?

Yes – our database contains 281 SWIFT/BIC codes for Credito Emiliano SPA in Italy. All of them are listed on the page of Credito Emiliano SPA.

Do I need BACRIT21321 to send euros to Italy?

Italy is part of the SEPA area. When you send euros the IBAN normally suffices. If you send another currency you still need BACRIT21321.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.