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SWIFT/BIC code BACRIT21323

BACRIT21323 belongs to Credito Emiliano SPA in Modena, Italy.

BACRIT21323

Code details

SWIFT/BIC codeBACRIT21323
8-character codeBACRIT21
Branch code323
BankCredito Emiliano SPA
BranchAgenzia 2
CityModena
CountryItaly

The way the Credito Emiliano SPA SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

BACR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
323 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank is behind SWIFT/BIC code BACRIT21323?

BACRIT21323 identifies Agenzia 2, a unit of Credito Emiliano SPA in Modena, Italy. Only use it if the recipient or their bank explicitly asks for it.

What does each part of BACRIT21323 mean?

BACR is the institution code of Credito Emiliano SPA, IT stands for Italy, 21 is the location code and 323 identifies the department Agenzia 2.

What is the best way to send money to Credito Emiliano SPA in Italy?

Many banks add several percent to the exchange rate on top of a fee. Check what you receive in Euro with transfer services before you send – the difference can be large.

What happens if I enter BACRIT21323 with a typo?

Your transfer can bounce, get stuck or cost extra. Double-check BACRIT21323 against the details from Credito Emiliano SPA before you confirm.

Can I use BACRIT21 instead of BACRIT21323?

BACRIT21 is the head office of Credito Emiliano SPA, while BACRIT21323 is Agenzia 2. Most international transfers work with the head office code, yet use BACRIT21323 if the recipient asks for it.

Do I need BACRIT21323 for a euro transfer to Italy?

Italy is part of the SEPA area. For euro transfers the IBAN is usually enough and many banks fill in the BIC automatically. For other currencies you do need BACRIT21323.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.