GoldexPay
Language: EN
English Nederlands Deutsch Français Español

SWIFT/BIC code BACRIT21368

BACRIT21368 belongs to Credito Emiliano SPA in Melzo, Italy.

BACRIT21368

Code details

SWIFT/BIC codeBACRIT21368
8-character codeBACRIT21
Branch code368
BankCredito Emiliano SPA
Branch—
CityMelzo
CountryItaly

How the Credito Emiliano SPA SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

BACR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
368 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank uses BIC BACRIT21368?

BACRIT21368 is the SWIFT/BIC code of Credito Emiliano SPA, a unit of Credito Emiliano SPA in Melzo, Italy. Use this branch code only when the account is held at this specific branch.

What does each part of BACRIT21368 mean?

BACR is the bank code of Credito Emiliano SPA, IT stands for Italy, 21 is the location code and 368 identifies the branch Credito Emiliano SPA.

How long does a transfer to Credito Emiliano SPA take in Italy?

SEPA payments in euros normally arrive the next business day, instant payments within seconds. Payments in other currencies can take 1–3 business days.

Do I need BACRIT21368 for a euro transfer to Italy?

Italy is part of the SEPA area. When you send euros the IBAN is usually enough and many banks fill in the BIC automatically. For other currencies you still need BACRIT21368.

What is the best way to send money to Credito Emiliano SPA?

Banks often add several percent to the exchange rate on top of a fee. Check what you receive in Euro with transfer services before you send – the difference can be large.

Can I use BACRIT21 instead of BACRIT21368?

BACRIT21 is the main office of Credito Emiliano SPA, while BACRIT21368 points to Credito Emiliano SPA. Most international transfers work with the head office code, yet use BACRIT21368 if the recipient asks for it.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.