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SWIFT/BIC code BACRIT21384

BACRIT21384 belongs to Credito Emiliano SPA in Milano, Italy.

BACRIT21384

Code details

SWIFT/BIC codeBACRIT21384
8-character codeBACRIT21
Branch code384
BankCredito Emiliano SPA
BranchAgenzia 15
CityMilano
CountryItaly

The way the Credito Emiliano SPA SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

BACR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
384 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch is behind BIC BACRIT21384?

BACRIT21384 identifies Agenzia 15, a branch or department of Credito Emiliano SPA in Milano, Italy. Only use it if the account is held at this specific branch.

What happens if I use BACRIT21384 with a typo?

Your transfer can bounce, get stuck or cost extra. Double-check BACRIT21384 against the details from Credito Emiliano SPA before you confirm.

How long does it take to send money to Credito Emiliano SPA?

SEPA payments in euros usually arrive within one business day, instant payments within seconds. Transfers in other currencies can take 2–4 business days.

Do I need BACRIT21384 to send euros to Italy?

Italy is part of the SEPA area. When you send euros the IBAN normally suffices. If you send another currency you do need BACRIT21384.

Has Credito Emiliano SPA got more SWIFT/BIC codes?

Yes – our database contains 281 SWIFT/BIC codes for Credito Emiliano SPA in Italy. You can see them all on the bank page.

Can I use BACRIT21 instead of BACRIT21384?

BACRIT21 is the head office of Credito Emiliano SPA, while BACRIT21384 points to Agenzia 15. For a normal transfer the head office code is usually fine, yet use BACRIT21384 if the recipient asks for it.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.