SWIFT/BIC code BACRIT21405
BACRIT21405 belongs to Credito Emiliano SPA in Trapani, Italy.
Code details
| SWIFT/BIC code | BACRIT21405 |
|---|---|
| 8-character code | BACRIT21 |
| Branch code | 405 |
| Bank | Credito Emiliano SPA |
| Branch | — |
| City | Trapani |
| Country | Italy |
How the Credito Emiliano SPA SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- BACR Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- 405 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
What bank is behind SWIFT/BIC code BACRIT21405?
The code BACRIT21405 belongs to Credito Emiliano SPA, a unit of Credito Emiliano SPA in Trapani, Italy. Only use it if the account is held at this specific branch.
Do I need BACRIT21405 for a euro transfer to Italy?
Italy is part of the SEPA area. When you send euros the IBAN is usually enough. For other currencies you do need BACRIT21405.
How long does a transfer to Credito Emiliano SPA take?
SEPA payments in euros normally arrive the next business day, instant payments within seconds. Payments in other currencies can take 2–4 business days.
What happens if I use BACRIT21405 with a typo?
Your transfer can bounce, get stuck or cost extra. Always check BACRIT21405 against the details from Credito Emiliano SPA before sending.
Can I use BACRIT21 instead of BACRIT21405?
BACRIT21 points to the head office of Credito Emiliano SPA, while BACRIT21405 points to Credito Emiliano SPA. Most international transfers work with the head office code, yet follow the instructions of the recipient if they mention BACRIT21405.
What is the cheapest way to send money to Credito Emiliano SPA in Italy?
Many banks add several percent to the exchange rate on top of a fee. Check what you receive in Euro with transfer services before you send.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.