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SWIFT/BIC code BACRIT21423

BACRIT21423 belongs to Credito Emiliano SPA in Trapani, Italy.

BACRIT21423

Code details

SWIFT/BIC codeBACRIT21423
8-character codeBACRIT21
Branch code423
BankCredito Emiliano SPA
BranchAgenzia 2
CityTrapani
CountryItaly

How the Credito Emiliano SPA SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

BACR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
423 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch uses BIC BACRIT21423?

BACRIT21423 is the SWIFT/BIC code of Agenzia 2, part of Credito Emiliano SPA in Trapani, Italy. Use this branch code only when the account is held at this specific branch.

What happens if I use BACRIT21423 incorrectly?

The payment may be delayed, returned or charged extra fees. Always check BACRIT21423 against the details from Credito Emiliano SPA before you confirm.

Do I need BACRIT21423 to send euros to Italy?

Italy belongs to the SEPA area. For euro transfers the IBAN normally suffices. If you send another currency you still need BACRIT21423.

How long does it take to send money to Credito Emiliano SPA in Italy?

SEPA payments in euros normally arrive the next business day, instant payments within seconds. Transfers in other currencies can take 2–4 business days.

Can I use BACRIT21 instead of BACRIT21423?

BACRIT21 is the main office of Credito Emiliano SPA, while BACRIT21423 points to Agenzia 2. Most international transfers work with the head office code, yet follow the instructions of the recipient if they mention BACRIT21423.

What is the best way to send money to Credito Emiliano SPA?

Many banks add 1–3% to the exchange rate on top of a fee. Check the amount that arrives in Euro with transfer services before you send – the difference can be large.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.