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SWIFT/BIC code BACRIT21438

BACRIT21438 belongs to Credito Emiliano SPA in Capaci, Italy.

BACRIT21438

Code details

SWIFT/BIC codeBACRIT21438
8-character codeBACRIT21
Branch code438
BankCredito Emiliano SPA
Branch—
CityCapaci
CountryItaly

How the Credito Emiliano SPA SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

BACR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
438 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch is behind SWIFT code BACRIT21438?

BACRIT21438 identifies Credito Emiliano SPA, a branch or department of Credito Emiliano SPA in Capaci, Italy. Only use it if the recipient or their bank explicitly asks for it.

What does each part of BACRIT21438 stand for?

BACR is the bank code of Credito Emiliano SPA, IT stands for Italy, 21 is the location code and 438 identifies the branch Credito Emiliano SPA.

What happens if I use BACRIT21438 incorrectly?

Your transfer can bounce, get stuck or cost extra. Double-check BACRIT21438 with the recipient before sending.

Do I need BACRIT21438 for a euro transfer to Italy?

Italy is part of the SEPA area. For euro transfers the IBAN is usually enough and many banks fill in the BIC automatically. If you send another currency you still need BACRIT21438.

How long does it take to send money to Credito Emiliano SPA?

SEPA payments in euros usually arrive within one business day, instant payments within seconds. Transfers in other currencies can take 1–3 business days.

Does Credito Emiliano SPA have more SWIFT/BIC codes?

Yes, we list 281 SWIFT/BIC codes for Credito Emiliano SPA in Italy, for the head office and several branches or departments. You can see them all on the bank page.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.