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SWIFT/BIC code BACRIT21440

BACRIT21440 belongs to Credito Emiliano SPA in Porto Empedocle, Italy.

BACRIT21440

Code details

SWIFT/BIC codeBACRIT21440
8-character codeBACRIT21
Branch code440
BankCredito Emiliano SPA
BranchAgenzia 2
CityPorto Empedocle
CountryItaly

The way the Credito Emiliano SPA SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

BACR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
440 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch is behind SWIFT code BACRIT21440?

BACRIT21440 is the SWIFT/BIC code of Agenzia 2, a branch or department of Credito Emiliano SPA in Porto Empedocle, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.

How long does a transfer to Credito Emiliano SPA take?

SEPA payments in euros normally arrive the next business day, instant payments within seconds. Payments in other currencies can take 1–3 business days.

Do I need BACRIT21440 for a euro transfer to Italy?

Italy belongs to the SEPA area. For euro transfers the IBAN is usually enough and many banks fill in the BIC automatically. If you send another currency you do need BACRIT21440.

What is the cheapest way to send money to Credito Emiliano SPA in Italy?

Many banks add 1–3% to the exchange rate on top of a fee. Compare the amount that arrives in Euro with specialist providers before you send – the difference can be large.

What do the letters in BACRIT21440 mean?

BACR is the institution code of Credito Emiliano SPA, IT is the ISO code of Italy, 21 is the location code and 440 identifies the department Agenzia 2.

What happens if I use BACRIT21440 incorrectly?

Your transfer can bounce, get stuck or cost extra. Always check BACRIT21440 with the recipient before you confirm.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.