SWIFT/BIC code BACRIT21449

BACRIT21449 belongs to Credito Emiliano SPA in Licata, Italy.

BACRIT21449

Code details

SWIFT/BIC codeBACRIT21449
8-character codeBACRIT21
Branch code449
BankCredito Emiliano SPA
Branch—
CityLicata
CountryItaly

The way the Credito Emiliano SPA SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

BACR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
449 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank is behind SWIFT/BIC code BACRIT21449?

The code BACRIT21449 belongs to Credito Emiliano SPA, a branch or department of Credito Emiliano SPA in Licata, Italy. Use this branch code only when the account is held at this specific branch.

What is the best way to send money to Credito Emiliano SPA?

Banks often add 1–3% to the exchange rate on top of a fee. Compare the amount that arrives in Euro with specialist providers before you send – the difference can be large.

What does each part of BACRIT21449 mean?

BACR is the institution code of Credito Emiliano SPA, IT stands for Italy, 21 is the code for the city or region and 449 identifies the department Credito Emiliano SPA.

Do I need BACRIT21449 to send euros to Italy?

Italy is part of the SEPA area. For euro transfers the IBAN is usually enough and many banks fill in the BIC automatically. If you send another currency you do need BACRIT21449.

How long does a transfer to Credito Emiliano SPA take?

SEPA payments in euros normally arrive the next business day, instant payments within seconds. Transfers in other currencies can take 1–3 business days.

Can I use BACRIT21 instead of BACRIT21449?

BACRIT21 is the head office of Credito Emiliano SPA, while BACRIT21449 points to Credito Emiliano SPA. For a normal transfer the head office code is usually fine, but use BACRIT21449 if the recipient asks for it.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.