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SWIFT/BIC code BACRIT21514

BACRIT21514 belongs to Credito Emiliano SPA in Miggiano, Italy.

BACRIT21514

Code details

SWIFT/BIC codeBACRIT21514
8-character codeBACRIT21
Branch code514
BankCredito Emiliano SPA
Branch—
CityMiggiano
CountryItaly

How the Credito Emiliano SPA SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

BACR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
514 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank is behind SWIFT/BIC code BACRIT21514?

The code BACRIT21514 belongs to Credito Emiliano SPA, a branch or department of Credito Emiliano SPA in Miggiano, Italy. Only use it if the recipient or their bank explicitly asks for it.

What happens if I use BACRIT21514 incorrectly?

The payment may be delayed, returned or charged extra fees. Double-check BACRIT21514 with the recipient before sending.

What is the cheapest way to send money to Credito Emiliano SPA in Italy?

Many banks add several percent to the exchange rate on top of a fee. Compare the amount that arrives in Euro with specialist providers before you send – the difference can be large.

What do the letters in BACRIT21514 mean?

BACR is the institution code of Credito Emiliano SPA, IT stands for Italy, 21 is the code for the city or region and 514 identifies the department Credito Emiliano SPA.

Can I use BACRIT21 instead of BACRIT21514?

BACRIT21 points to the main office of Credito Emiliano SPA, while BACRIT21514 is Credito Emiliano SPA. For a normal transfer the head office code is usually fine, yet use BACRIT21514 if the recipient asks for it.

Do I need BACRIT21514 for a euro transfer to Italy?

Italy belongs to the SEPA area. When you send euros the IBAN is usually enough and many banks fill in the BIC automatically. For other currencies you do need BACRIT21514.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.