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SWIFT/BIC code BACRIT21515

BACRIT21515 belongs to Credito Emiliano SPA in Specchia, Italy.

BACRIT21515

Code details

SWIFT/BIC codeBACRIT21515
8-character codeBACRIT21
Branch code515
BankCredito Emiliano SPA
Branch—
CitySpecchia
CountryItaly

The way the Credito Emiliano SPA SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

BACR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
515 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank is behind BIC BACRIT21515?

BACRIT21515 is the SWIFT/BIC code of Credito Emiliano SPA, a unit of Credito Emiliano SPA in Specchia, Italy. Only use it if the recipient or their bank explicitly asks for it.

Can I use BACRIT21 instead of BACRIT21515?

BACRIT21 points to the head office of Credito Emiliano SPA, while BACRIT21515 is Credito Emiliano SPA. Most international transfers work with the head office code, but follow the instructions of the recipient if they mention BACRIT21515.

What happens if I use BACRIT21515 incorrectly?

Your transfer can bounce, get stuck or cost extra. Always check BACRIT21515 against the details from Credito Emiliano SPA before you confirm.

How long does a transfer to Credito Emiliano SPA take in Italy?

Euro transfers within SEPA usually arrive within one business day. Transfers in other currencies can take 1–3 business days.

Do I need BACRIT21515 for a euro transfer to Italy?

Italy is part of the SEPA area. When you send euros the IBAN is usually enough. For other currencies you do need BACRIT21515.

What does each part of BACRIT21515 stand for?

BACR is the bank code of Credito Emiliano SPA, IT stands for Italy, 21 is the location code and 515 identifies the department Credito Emiliano SPA.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.