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SWIFT/BIC code BACRIT21531

BACRIT21531 belongs to Credito Emiliano SPA in San Paolo di Civitate, Italy.

BACRIT21531

Code details

SWIFT/BIC codeBACRIT21531
8-character codeBACRIT21
Branch code531
BankCredito Emiliano SPA
Branch—
CitySan Paolo di Civitate
CountryItaly

How the Credito Emiliano SPA SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

BACR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
531 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank uses SWIFT code BACRIT21531?

BACRIT21531 identifies Credito Emiliano SPA, a unit of Credito Emiliano SPA in San Paolo di Civitate, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.

How long does a transfer to Credito Emiliano SPA take in Italy?

SEPA payments in euros normally arrive the next business day, instant payments within seconds. Payments in other currencies can take 1–3 business days.

Do I need BACRIT21531 for a euro transfer to Italy?

Italy is part of the SEPA area. When you send euros the IBAN normally suffices and many banks fill in the BIC automatically. For other currencies you do need BACRIT21531.

Can I use BACRIT21 instead of BACRIT21531?

BACRIT21 is the head office of Credito Emiliano SPA, while BACRIT21531 is Credito Emiliano SPA. Most international transfers work with the head office code, yet use BACRIT21531 if the recipient asks for it.

What is the cheapest way to send money to Credito Emiliano SPA?

Banks often add several percent to the exchange rate on top of a fee. Check the amount that arrives in Euro with transfer services before you send.

What does each part of BACRIT21531 stand for?

BACR is the bank code of Credito Emiliano SPA, IT is the ISO code of Italy, 21 is the code for the city or region and 531 is the code of the branch Credito Emiliano SPA.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.