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SWIFT/BIC code BACRIT21542

BACRIT21542 belongs to Credito Emiliano SPA in Cosenza, Italy.

BACRIT21542

Code details

SWIFT/BIC codeBACRIT21542
8-character codeBACRIT21
Branch code542
BankCredito Emiliano SPA
BranchAgenzia 2
CityCosenza
CountryItaly

How the Credito Emiliano SPA SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

BACR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
542 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch is behind SWIFT/BIC code BACRIT21542?

BACRIT21542 identifies Agenzia 2, a unit of Credito Emiliano SPA in Cosenza, Italy. Only use it if the account is held at this specific branch.

What do the letters in BACRIT21542 stand for?

BACR is the institution code of Credito Emiliano SPA, IT stands for Italy, 21 is the location code and 542 is the code of the branch Agenzia 2.

What happens if I use BACRIT21542 incorrectly?

The payment may be delayed, returned or charged extra fees. Double-check BACRIT21542 with the recipient before you confirm.

Has Credito Emiliano SPA got other SWIFT/BIC codes?

Yes – we list 281 SWIFT/BIC codes for Credito Emiliano SPA in Italy. You can see them all on the bank page.

How long does a transfer to Credito Emiliano SPA take in Italy?

Euro transfers within SEPA normally arrive the next business day, instant payments within seconds. Transfers in other currencies can take 1–3 business days.

Do I need BACRIT21542 for a euro transfer to Italy?

Italy belongs to the SEPA area. When you send euros the IBAN normally suffices and many banks fill in the BIC automatically. If you send another currency you still need BACRIT21542.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.