GoldexPay
Language: EN
English Nederlands Deutsch Français Español

SWIFT/BIC code BACRIT21549

BACRIT21549 belongs to Credito Emiliano SPA in Lamezia Terme, Italy.

BACRIT21549

Code details

SWIFT/BIC codeBACRIT21549
8-character codeBACRIT21
Branch code549
BankCredito Emiliano SPA
Branch—
CityLamezia Terme
CountryItaly

How the Credito Emiliano SPA SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

BACR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
549 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank is behind SWIFT code BACRIT21549?

The code BACRIT21549 belongs to Credito Emiliano SPA, a branch or department of Credito Emiliano SPA in Lamezia Terme, Italy. Only use it if the recipient or their bank explicitly asks for it.

What happens if I use BACRIT21549 with a typo?

The payment may be delayed, returned or charged extra fees. Always check BACRIT21549 against the details from Credito Emiliano SPA before sending.

Do I need BACRIT21549 to send euros to Italy?

Italy is part of the SEPA area. When you send euros the IBAN normally suffices. If you send another currency you still need BACRIT21549.

Can I use BACRIT21 instead of BACRIT21549?

BACRIT21 points to the main office of Credito Emiliano SPA, while BACRIT21549 points to Credito Emiliano SPA. Most international transfers work with the head office code, yet use BACRIT21549 if the recipient asks for it.

How long does a transfer to Credito Emiliano SPA take in Italy?

Euro transfers within SEPA normally arrive the next business day. Transfers in other currencies can take 1–3 business days.

What do the letters in BACRIT21549 mean?

BACR is the bank code of Credito Emiliano SPA, IT stands for Italy, 21 is the code for the city or region and 549 identifies the branch Credito Emiliano SPA.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.