SWIFT/BIC code BACRIT21578
BACRIT21578 belongs to Credito Emiliano SPA in Napoli, Italy.
Code details
| SWIFT/BIC code | BACRIT21578 |
|---|---|
| 8-character code | BACRIT21 |
| Branch code | 578 |
| Bank | Credito Emiliano SPA |
| Branch | Agenzia 15 |
| City | Napoli |
| Country | Italy |
How the Credito Emiliano SPA SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- BACR Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- 578 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank is behind SWIFT/BIC code BACRIT21578?
BACRIT21578 identifies Agenzia 15, a unit of Credito Emiliano SPA in Napoli, Italy. Use this branch code only when the account is held at this specific branch.
What is the cheapest way to send money to Credito Emiliano SPA?
Many banks add 1–3% to the exchange rate on top of a fee. Check what you receive in Euro with specialist providers before you send – the difference can be large.
Do I need BACRIT21578 to send euros to Italy?
Italy belongs to the SEPA area. For euro transfers the IBAN normally suffices. For other currencies you still need BACRIT21578.
How long does it take to send money to Credito Emiliano SPA in Italy?
Euro transfers within SEPA usually arrive within one business day, instant payments within seconds. Transfers in other currencies can take 2–4 business days.
What do the letters in BACRIT21578 stand for?
BACR is the institution code of Credito Emiliano SPA, IT stands for Italy, 21 is the code for the city or region and 578 identifies the branch Agenzia 15.
Can I use BACRIT21 instead of BACRIT21578?
BACRIT21 points to the head office of Credito Emiliano SPA, while BACRIT21578 points to Agenzia 15. For a normal transfer the head office code is usually fine, yet use BACRIT21578 if the recipient asks for it.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.