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SWIFT/BIC code BACRIT22EUM

BACRIT22EUM belongs to Credito Emiliano SPA in Reggio Nell'emilia, Italy.

BACRIT22EUM

Code details

SWIFT/BIC codeBACRIT22EUM
8-character codeBACRIT22
Branch codeEUM
BankCredito Emiliano SPA
BranchB. O. Payments
CityReggio Nell'emilia
CountryItaly

How the Credito Emiliano SPA SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

BACR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
22 Location code
2 characters for the city or region of the head office.
EUM Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank uses BIC BACRIT22EUM?

BACRIT22EUM is the SWIFT/BIC code of B. O. Payments, part of Credito Emiliano SPA in Reggio Nell'emilia, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.

What happens if I enter BACRIT22EUM with a typo?

The payment may be delayed, returned or charged extra fees. Always check BACRIT22EUM against the details from Credito Emiliano SPA before you confirm.

How long does it take to send money to Credito Emiliano SPA?

SEPA payments in euros usually arrive within one business day. Payments in other currencies can take 1–3 business days.

Do I need BACRIT22EUM to send euros to Italy?

Italy belongs to the SEPA area. For euro transfers the IBAN is usually enough and many banks fill in the BIC automatically. For other currencies you do need BACRIT22EUM.

What is the cheapest way to send money to Credito Emiliano SPA in Italy?

Banks often add 1–3% to the exchange rate on top of a fee. Compare what you receive in Euro with transfer services before you send.

Can I use BACRIT22 instead of BACRIT22EUM?

BACRIT22 points to the head office of Credito Emiliano SPA, while BACRIT22EUM is B. O. Payments. Most international transfers work with the head office code, but use BACRIT22EUM if the recipient asks for it.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.