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SWIFT/BIC code BACRIT22NAP

BACRIT22NAP belongs to Credito Emiliano SPA in Napoli, Italy.

BACRIT22NAP

Code details

SWIFT/BIC codeBACRIT22NAP
8-character codeBACRIT22
Branch codeNAP
BankCredito Emiliano SPA
BranchSede
CityNapoli
CountryItaly

How the Credito Emiliano SPA SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

BACR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
22 Location code
2 characters for the city or region of the head office.
NAP Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank is behind SWIFT/BIC code BACRIT22NAP?

BACRIT22NAP identifies Sede, a unit of Credito Emiliano SPA in Napoli, Italy. Only use it if the recipient or their bank explicitly asks for it.

How long does it take to send money to Credito Emiliano SPA?

SEPA payments in euros usually arrive within one business day. Payments in other currencies can take 2–4 business days.

Do I need BACRIT22NAP to send euros to Italy?

Italy belongs to the SEPA area. For euro transfers the IBAN normally suffices. For other currencies you still need BACRIT22NAP.

What is the cheapest way to send money to Credito Emiliano SPA in Italy?

Many banks add several percent to the exchange rate on top of a fee. Check the amount that arrives in Euro with specialist providers before you send.

What happens if I use BACRIT22NAP with a typo?

The payment may be delayed, returned or charged extra fees. Always check BACRIT22NAP against the details from Credito Emiliano SPA before you confirm.

Can I use BACRIT22 instead of BACRIT22NAP?

BACRIT22 is the main office of Credito Emiliano SPA, while BACRIT22NAP points to Sede. Most international transfers work with the head office code, yet follow the instructions of the recipient if they mention BACRIT22NAP.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.