SWIFT/BIC code BAIFECE1XXX
BAIFECE1XXX belongs to Banicredit Intermediaria Financiera S.A. in Guayaquil, Ecuador.
Code details
| SWIFT/BIC code | BAIFECE1XXX |
|---|---|
| 8-character code | BAIFECE1 |
| Branch code | XXX |
| Bank | Banicredit Intermediaria Financiera S.A. |
| Branch | Head office |
| City | Guayaquil |
| Country | Ecuador |
How the Banicredit Intermediaria Financiera S.A. SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- BAIF Bank code
- 4 letters that identify the bank.
- EC Country code
- 2 letters for the country (ISO 3166).
- E1 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank uses SWIFT/BIC code BAIFECE1XXX?
BAIFECE1XXX identifies the headquarters of Banicredit Intermediaria Financiera S.A. in Guayaquil, Ecuador. Use it when a payment to Banicredit Intermediaria Financiera S.A. does not need a specific branch.
How long does a transfer to Banicredit Intermediaria Financiera S.A. take?
An international SWIFT transfer usually takes 2–5 business days, because of intermediary banks and cut-off times. Specialist transfer services are often faster and cheaper.
Which details do I need to send money to an account at Banicredit Intermediaria Financiera S.A.?
You need the SWIFT/BIC code BAIFECE1XXX, the IBAN or local account number of the recipientand the name of the account holder. Ecuador uses international SWIFT transfers, so the BIC is required.
What do the letters in BAIFECE1XXX stand for?
BAIF is the institution code of Banicredit Intermediaria Financiera S.A., EC stands for Ecuador, E1 is the location code and XXX means the main office.
What happens if I enter BAIFECE1XXX with a typo?
Your transfer can bounce, get stuck or cost extra. Always check BAIFECE1XXX with the recipient before sending.
What is the cheapest way to send money to Banicredit Intermediaria Financiera S.A. in Ecuador?
Many banks add 1–3% to the exchange rate on top of a fee. Compare the amount that arrives in US Dollar with transfer services before you send – the difference can be large.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.