SWIFT/BIC code BAPPIT21040
BAPPIT21040 belongs to Banco Bpm SPA in Desenzano del Garda, Italy.
Code details
| SWIFT/BIC code | BAPPIT21040 |
|---|---|
| 8-character code | BAPPIT21 |
| Branch code | 040 |
| Bank | Banco Bpm SPA |
| Branch | Desenzano del Garda |
| City | Desenzano del Garda |
| Country | Italy |
The way the Banco Bpm SPA SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- BAPP Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- 040 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which branch uses SWIFT/BIC code BAPPIT21040?
The code BAPPIT21040 belongs to Desenzano del Garda, a unit of Banco Bpm SPA in Desenzano del Garda, Italy. Only use it if the recipient or their bank explicitly asks for it.
What happens if I enter BAPPIT21040 incorrectly?
The payment may be delayed, returned or charged extra fees. Double-check BAPPIT21040 against the details from Banco Bpm SPA before you confirm.
What is the best way to send money to Banco Bpm SPA?
Banks often add 1–3% to the exchange rate on top of a fee. Compare the amount that arrives in Euro with transfer services before you send – the difference can be large.
How long does a transfer to Banco Bpm SPA take in Italy?
SEPA payments in euros normally arrive the next business day, instant payments within seconds. Payments in other currencies can take 1–3 business days.
Do I need BAPPIT21040 to send euros to Italy?
Italy is part of the SEPA area. For euro transfers the IBAN is usually enough and many banks fill in the BIC automatically. If you send another currency you do need BAPPIT21040.
What do the letters in BAPPIT21040 mean?
BAPP is the bank code of Banco Bpm SPA, IT stands for Italy, 21 is the code for the city or region and 040 identifies the department Desenzano del Garda.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.