SWIFT/BIC code BAPPIT21AA3
BAPPIT21AA3 belongs to Banco Bpm SPA in Bergamo, Italy.
Code details
| SWIFT/BIC code | BAPPIT21AA3 |
|---|---|
| 8-character code | BAPPIT21 |
| Branch code | AA3 |
| Bank | Banco Bpm SPA |
| Branch | Bergamo AG. 3 |
| City | Bergamo |
| Country | Italy |
How the Banco Bpm SPA SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- BAPP Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- AA3 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank uses SWIFT/BIC code BAPPIT21AA3?
BAPPIT21AA3 identifies Bergamo AG. 3, a unit of Banco Bpm SPA in Bergamo, Italy. Only use it if the account is held at this specific branch.
What does each part of BAPPIT21AA3 stand for?
BAPP is the institution code of Banco Bpm SPA, IT is the ISO code of Italy, 21 is the code for the city or region and AA3 is the code of the branch Bergamo AG. 3.
Do I need BAPPIT21AA3 for a euro transfer to Italy?
Italy is part of the SEPA area. For euro transfers the IBAN is usually enough and many banks fill in the BIC automatically. For other currencies you do need BAPPIT21AA3.
How long does it take to send money to Banco Bpm SPA in Italy?
SEPA payments in euros usually arrive within one business day. Transfers in other currencies can take 2–4 business days.
What is the cheapest way to send money to Banco Bpm SPA?
Many banks add several percent to the exchange rate on top of a fee. Compare the amount that arrives in Euro with transfer services before you send.
What happens if I enter BAPPIT21AA3 incorrectly?
The payment may be delayed, returned or charged extra fees. Double-check BAPPIT21AA3 against the details from Banco Bpm SPA before sending.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.