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SWIFT/BIC code BAPPIT21AC0

BAPPIT21AC0 belongs to Banco Bpm SPA in Gazzaniga, Italy.

BAPPIT21AC0

Code details

SWIFT/BIC codeBAPPIT21AC0
8-character codeBAPPIT21
Branch codeAC0
BankBanco Bpm SPA
BranchGazzaniga
CityGazzaniga
CountryItaly

The way the Banco Bpm SPA SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

BAPP Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
AC0 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch uses BIC BAPPIT21AC0?

BAPPIT21AC0 is the SWIFT/BIC code of Gazzaniga, a branch or department of Banco Bpm SPA in Gazzaniga, Italy. Only use it if the recipient or their bank explicitly asks for it.

What happens if I enter BAPPIT21AC0 with a typo?

The payment may be delayed, returned or charged extra fees. Always check BAPPIT21AC0 with the recipient before sending.

Can I use BAPPIT21 instead of BAPPIT21AC0?

BAPPIT21 points to the head office of Banco Bpm SPA, while BAPPIT21AC0 points to Gazzaniga. Most international transfers work with the head office code, but use BAPPIT21AC0 if the recipient asks for it.

How long does a transfer to Banco Bpm SPA take in Italy?

SEPA payments in euros usually arrive within one business day. Payments in other currencies can take 2–4 business days.

Do I need BAPPIT21AC0 to send euros to Italy?

Italy belongs to the SEPA area. When you send euros the IBAN is usually enough and many banks fill in the BIC automatically. If you send another currency you still need BAPPIT21AC0.

Has Banco Bpm SPA got other SWIFT/BIC codes?

Yes, our database contains 1774 SWIFT/BIC codes for Banco Bpm SPA in Italy. You can see them all on the bank page.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.