SWIFT/BIC code BAPPIT21AO3
BAPPIT21AO3 belongs to Banco Bpm SPA in Milano, Italy.
Code details
| SWIFT/BIC code | BAPPIT21AO3 |
|---|---|
| 8-character code | BAPPIT21 |
| Branch code | AO3 |
| Bank | Banco Bpm SPA |
| Branch | Milano AG. 40 |
| City | Milano |
| Country | Italy |
How the Banco Bpm SPA SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- BAPP Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- AO3 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
What bank uses SWIFT/BIC code BAPPIT21AO3?
BAPPIT21AO3 is the SWIFT/BIC code of Milano AG. 40, a unit of Banco Bpm SPA in Milano, Italy. Only use it if the recipient or their bank explicitly asks for it.
What happens if I enter BAPPIT21AO3 incorrectly?
Your transfer can bounce, get stuck or cost extra. Double-check BAPPIT21AO3 against the details from Banco Bpm SPA before sending.
What does each part of BAPPIT21AO3 mean?
BAPP is the bank code of Banco Bpm SPA, IT is the ISO code of Italy, 21 is the code for the city or region and AO3 is the code of the department Milano AG. 40.
Can I use BAPPIT21 instead of BAPPIT21AO3?
BAPPIT21 is the main office of Banco Bpm SPA, while BAPPIT21AO3 points to Milano AG. 40. Most international transfers work with the head office code, but use BAPPIT21AO3 if the recipient asks for it.
Do I need BAPPIT21AO3 for a euro transfer to Italy?
Italy belongs to the SEPA area. For euro transfers the IBAN is usually enough and many banks fill in the BIC automatically. If you send another currency you still need BAPPIT21AO3.
How long does it take to send money to Banco Bpm SPA?
Euro transfers within SEPA normally arrive the next business day. Transfers in other currencies can take 1–3 business days.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.