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SWIFT/BIC code BAPPIT21AT4

BAPPIT21AT4 belongs to Banco Bpm SPA in Sarnico, Italy.

BAPPIT21AT4

Code details

SWIFT/BIC codeBAPPIT21AT4
8-character codeBAPPIT21
Branch codeAT4
BankBanco Bpm SPA
BranchSarnico
CitySarnico
CountryItaly

The way the Banco Bpm SPA SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

BAPP Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
AT4 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank uses SWIFT/BIC code BAPPIT21AT4?

The code BAPPIT21AT4 belongs to Sarnico, a unit of Banco Bpm SPA in Sarnico, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.

What does each part of BAPPIT21AT4 stand for?

BAPP is the bank code of Banco Bpm SPA, IT stands for Italy, 21 is the location code and AT4 is the code of the branch Sarnico.

How long does a transfer to Banco Bpm SPA take?

SEPA payments in euros usually arrive within one business day. Payments in other currencies can take 1–3 business days.

Do I need BAPPIT21AT4 for a euro transfer to Italy?

Italy is part of the SEPA area. When you send euros the IBAN normally suffices. If you send another currency you still need BAPPIT21AT4.

Can I use BAPPIT21 instead of BAPPIT21AT4?

BAPPIT21 points to the main office of Banco Bpm SPA, while BAPPIT21AT4 points to Sarnico. For a normal transfer the head office code is usually fine, yet follow the instructions of the recipient if they mention BAPPIT21AT4.

What happens if I enter BAPPIT21AT4 incorrectly?

Your transfer can bounce, get stuck or cost extra. Always check BAPPIT21AT4 with the recipient before sending.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.