SWIFT/BIC code BAPPIT21AY3

BAPPIT21AY3 belongs to Banco Bpm SPA in Como, Italy.

BAPPIT21AY3

Code details

SWIFT/BIC codeBAPPIT21AY3
8-character codeBAPPIT21
Branch codeAY3
BankBanco Bpm SPA
BranchComo AG. 2
CityComo
CountryItaly

How the Banco Bpm SPA SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

BAPP Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
AY3 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank is behind SWIFT code BAPPIT21AY3?

BAPPIT21AY3 is the SWIFT/BIC code of Como AG. 2, part of Banco Bpm SPA in Como, Italy. Only use it if the recipient or their bank explicitly asks for it.

What is the best way to send money to Banco Bpm SPA in Italy?

Many banks add several percent to the exchange rate on top of a fee. Check what you receive in Euro with transfer services before you send – the difference can be large.

What happens if I use BAPPIT21AY3 with a typo?

Your transfer can bounce, get stuck or cost extra. Always check BAPPIT21AY3 against the details from Banco Bpm SPA before sending.

Can I use BAPPIT21 instead of BAPPIT21AY3?

BAPPIT21 points to the main office of Banco Bpm SPA, while BAPPIT21AY3 points to Como AG. 2. For a normal transfer the head office code is usually fine, but follow the instructions of the recipient if they mention BAPPIT21AY3.

How long does a transfer to Banco Bpm SPA take?

Euro transfers within SEPA usually arrive within one business day. Transfers in other currencies can take 1–3 business days.

Do I need BAPPIT21AY3 for a euro transfer to Italy?

Italy is part of the SEPA area. For euro transfers the IBAN normally suffices. For other currencies you do need BAPPIT21AY3.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.