SWIFT/BIC code BAPPIT21M45
BAPPIT21M45 belongs to Banco Bpm SPA in Lodi, Italy.
Code details
| SWIFT/BIC code | BAPPIT21M45 |
|---|---|
| 8-character code | BAPPIT21 |
| Branch code | M45 |
| Bank | Banco Bpm SPA |
| Branch | Lodi AG. 4 |
| City | Lodi |
| Country | Italy |
How the Banco Bpm SPA SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- BAPP Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- M45 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank is behind BIC BAPPIT21M45?
BAPPIT21M45 is the SWIFT/BIC code of Lodi AG. 4, a branch or department of Banco Bpm SPA in Lodi, Italy. Only use it if the account is held at this specific branch.
What happens if I enter BAPPIT21M45 with a typo?
The payment may be delayed, returned or charged extra fees. Always check BAPPIT21M45 against the details from Banco Bpm SPA before sending.
What is the cheapest way to send money to Banco Bpm SPA?
Many banks add several percent to the exchange rate on top of a fee. Check the amount that arrives in Euro with specialist providers before you send.
Do I need BAPPIT21M45 for a euro transfer to Italy?
Italy belongs to the SEPA area. When you send euros the IBAN normally suffices and many banks fill in the BIC automatically. If you send another currency you do need BAPPIT21M45.
How long does a transfer to Banco Bpm SPA take?
Euro transfers within SEPA usually arrive within one business day. Payments in other currencies can take 1–3 business days.
Can I use BAPPIT21 instead of BAPPIT21M45?
BAPPIT21 points to the head office of Banco Bpm SPA, while BAPPIT21M45 points to Lodi AG. 4. For a normal transfer the head office code is usually fine, but use BAPPIT21M45 if the recipient asks for it.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.