SWIFT/BIC code BAPPIT21M46
BAPPIT21M46 belongs to Banco Bpm SPA in Lodi, Italy.
Code details
| SWIFT/BIC code | BAPPIT21M46 |
|---|---|
| 8-character code | BAPPIT21 |
| Branch code | M46 |
| Bank | Banco Bpm SPA |
| Branch | Lodi AG. 5 |
| City | Lodi |
| Country | Italy |
How the Banco Bpm SPA SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- BAPP Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- M46 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank is behind SWIFT code BAPPIT21M46?
BAPPIT21M46 is the SWIFT/BIC code of Lodi AG. 5, part of Banco Bpm SPA in Lodi, Italy. Only use it if the recipient or their bank explicitly asks for it.
How long does it take to send money to Banco Bpm SPA in Italy?
SEPA payments in euros usually arrive within one business day, instant payments within seconds. Transfers in other currencies can take 1–3 business days.
Do I need BAPPIT21M46 for a euro transfer to Italy?
Italy belongs to the SEPA area. When you send euros the IBAN is usually enough and many banks fill in the BIC automatically. If you send another currency you do need BAPPIT21M46.
What happens if I enter BAPPIT21M46 with a typo?
The payment may be delayed, returned or charged extra fees. Always check BAPPIT21M46 with the recipient before sending.
Can I use BAPPIT21 instead of BAPPIT21M46?
BAPPIT21 is the main office of Banco Bpm SPA, while BAPPIT21M46 is Lodi AG. 5. Most international transfers work with the head office code, but follow the instructions of the recipient if they mention BAPPIT21M46.
What is the cheapest way to send money to Banco Bpm SPA?
Banks often add several percent to the exchange rate on top of a fee. Compare what you receive in Euro with specialist providers before you send – the difference can be large.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.