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SWIFT/BIC code BAPPIT21R03

BAPPIT21R03 belongs to Banco Bpm SPA in Crema, Italy.

BAPPIT21R03

Code details

SWIFT/BIC codeBAPPIT21R03
8-character codeBAPPIT21
Branch codeR03
BankBanco Bpm SPA
BranchCrema AG. 2
CityCrema
CountryItaly

The way the Banco Bpm SPA SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

BAPP Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
R03 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank is behind SWIFT/BIC code BAPPIT21R03?

BAPPIT21R03 is the SWIFT/BIC code of Crema AG. 2, part of Banco Bpm SPA in Crema, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.

What do the letters in BAPPIT21R03 mean?

BAPP is the bank code of Banco Bpm SPA, IT stands for Italy, 21 is the code for the city or region and R03 identifies the branch Crema AG. 2.

Do I need BAPPIT21R03 for a euro transfer to Italy?

Italy belongs to the SEPA area. For euro transfers the IBAN is usually enough and many banks fill in the BIC automatically. If you send another currency you do need BAPPIT21R03.

How long does a transfer to Banco Bpm SPA take?

Euro transfers within SEPA usually arrive within one business day, instant payments within seconds. Payments in other currencies can take 2–4 business days.

What happens if I enter BAPPIT21R03 incorrectly?

Your transfer can bounce, get stuck or cost extra. Always check BAPPIT21R03 against the details from Banco Bpm SPA before you confirm.

What is the best way to send money to Banco Bpm SPA?

Many banks add several percent to the exchange rate on top of a fee. Compare the amount that arrives in Euro with transfer services before you send – the difference can be large.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.