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SWIFT/BIC code BAPPIT21R05

BAPPIT21R05 belongs to Banco Bpm SPA in Crema, Italy.

BAPPIT21R05

Code details

SWIFT/BIC codeBAPPIT21R05
8-character codeBAPPIT21
Branch codeR05
BankBanco Bpm SPA
BranchCrema AG. 4
CityCrema
CountryItaly

The way the Banco Bpm SPA SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

BAPP Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
R05 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch is behind SWIFT code BAPPIT21R05?

BAPPIT21R05 is the SWIFT/BIC code of Crema AG. 4, part of Banco Bpm SPA in Crema, Italy. Only use it if the recipient or their bank explicitly asks for it.

What happens if I use BAPPIT21R05 incorrectly?

The payment may be delayed, returned or charged extra fees. Always check BAPPIT21R05 with the recipient before you confirm.

What do the letters in BAPPIT21R05 mean?

BAPP is the bank code of Banco Bpm SPA, IT stands for Italy, 21 is the location code and R05 is the code of the branch Crema AG. 4.

Do I need BAPPIT21R05 to send euros to Italy?

Italy is part of the SEPA area. When you send euros the IBAN normally suffices. If you send another currency you still need BAPPIT21R05.

How long does it take to send money to Banco Bpm SPA?

Euro transfers within SEPA usually arrive within one business day. Transfers in other currencies can take 1–3 business days.

Can I use BAPPIT21 instead of BAPPIT21R05?

BAPPIT21 points to the head office of Banco Bpm SPA, while BAPPIT21R05 points to Crema AG. 4. For a normal transfer the head office code is usually fine, but use BAPPIT21R05 if the recipient asks for it.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.