SWIFT/BIC code BAUTUS31XXX
BAUTUS31XXX belongs to Bank of Utica in Utica,ny, United States.
Code details
| SWIFT/BIC code | BAUTUS31XXX |
|---|---|
| 8-character code | BAUTUS31 |
| Branch code | XXX |
| Bank | Bank of Utica |
| Branch | Head office |
| City | Utica,ny |
| Country | United States |
How the Bank of Utica SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- BAUT Bank code
- 4 letters that identify the bank.
- US Country code
- 2 letters for the country (ISO 3166).
- 31 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank uses SWIFT code BAUTUS31XXX?
The code BAUTUS31XXX belongs to the head office of Bank of Utica in Utica,ny, United States. It is the code to use when a payment to Bank of Utica does not need a specific branch.
What is the cheapest way to send money to Bank of Utica in United States?
Banks often add several percent to the exchange rate on top of a fee. Check what you receive in US Dollar with transfer services before you send.
Is BAUTUS31 and BAUTUS31XXX the same code?
Yes, they are. BAUTUS31 is the 8-character version of BAUTUS31XXX. XXX simply means head office, so both will reach Bank of Utica in Utica,ny.
What happens if I enter BAUTUS31XXX incorrectly?
The payment may be delayed, returned or charged extra fees. Double-check BAUTUS31XXX with the recipient before sending.
Does Bank of Utica use only one SWIFT/BIC code?
Yes – BAUTUS31XXX is the only SWIFT/BIC code listed for Bank of Utica in United States, so you do not need to pick a branch code.
How long does it take to send money to Bank of Utica in United States?
A SWIFT payment typically takes 2–5 business days, because of intermediary banks and cut-off times. Specialist transfer services are often faster and cheaper.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.