SWIFT/BIC code BCAIAEAA805

BCAIAEAA805 belongs to Banque Misr in Ras Al Khaimah, United Arab Emirates.

BCAIAEAA805

Code details

SWIFT/BIC codeBCAIAEAA805
8-character codeBCAIAEAA
Branch code805
BankBanque Misr
BranchRas Elkhema Branch
CityRas Al Khaimah
CountryUnited Arab Emirates

How the Banque Misr SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

BCAI Bank code
4 letters that identify the bank.
AE Country code
2 letters for the country (ISO 3166).
AA Location code
2 characters for the city or region of the head office.
805 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch uses SWIFT code BCAIAEAA805?

BCAIAEAA805 is the SWIFT/BIC code of Ras Elkhema Branch, a branch or department of Banque Misr in Ras Al Khaimah, United Arab Emirates. Only use it if the recipient or their bank explicitly asks for it.

What does each part of BCAIAEAA805 mean?

BCAI is the bank code of Banque Misr, AE stands for United Arab Emirates, AA is the location code and 805 is the code of the department Ras Elkhema Branch.

Can I use BCAIAEAA instead of BCAIAEAA805?

BCAIAEAA points to the head office of Banque Misr, while BCAIAEAA805 points to Ras Elkhema Branch. Most international transfers work with the head office code, yet follow the instructions of the recipient if they mention BCAIAEAA805.

What do I need for a transfer to an account at Banque Misr?

You need the SWIFT/BIC code BCAIAEAA805, the account number or IBAN of the recipient, their full name and address. United Arab Emirates uses international SWIFT transfers, so always include the BIC.

How long does it take to send money to Banque Misr?

A SWIFT payment usually takes 1–5 business days, because of intermediary banks and cut-off times. Money transfer services are often faster and cheaper.

What happens if I enter BCAIAEAA805 with a typo?

The payment may be delayed, returned or charged extra fees. Always check BCAIAEAA805 against the details from Banque Misr before you confirm.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.