SWIFT/BIC code BCAOTGTGKAR
BCAOTGTGKAR belongs to Banque Centrale des Etats de L'afrique de L'ouest in Kara, Togo.
Code details
| SWIFT/BIC code | BCAOTGTGKAR |
|---|---|
| 8-character code | BCAOTGTG |
| Branch code | KAR |
| Bank | Banque Centrale des Etats de L'afrique de L'ouest |
| Branch | Kara Branch |
| City | Kara |
| Country | Togo |
How the Banque Centrale des Etats de L'afrique de L'ouest SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- BCAO Bank code
- 4 letters that identify the bank.
- TG Country code
- 2 letters for the country (ISO 3166).
- TG Location code
- 2 characters for the city or region of the head office.
- KAR Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which branch is behind BIC BCAOTGTGKAR?
The code BCAOTGTGKAR belongs to Kara Branch, part of Banque Centrale des Etats de L'afrique de L'ouest in Kara, Togo. Only use it if the account is held at this specific branch.
What happens if I enter BCAOTGTGKAR incorrectly?
Your transfer can bounce, get stuck or cost extra. Always check BCAOTGTGKAR with the recipient before you confirm.
What is the best way to send money to Banque Centrale des Etats de L'afrique de L'ouest?
Banks often add 1–3% to the exchange rate on top of a fee. Compare the amount that arrives in Togo with transfer services before you send.
Does Banque Centrale des Etats de L'afrique de L'ouest have other SWIFT/BIC codes?
Yes – our database contains 2 SWIFT/BIC codes for Banque Centrale des Etats de L'afrique de L'ouest in Togo. All of them are listed on the page of Banque Centrale des Etats de L'afrique de L'ouest.
Which details do I need to send money to an account at Banque Centrale des Etats de L'afrique de L'ouest?
You need the SWIFT/BIC code BCAOTGTGKAR, the IBAN or local account number of the recipient, their full name and address. Togo is not part of SEPA, so the BIC is required.
How long does a transfer to Banque Centrale des Etats de L'afrique de L'ouest take?
A SWIFT payment usually takes 2–5 business days, depending on intermediary banks and cut-off times. Specialist transfer services are often quicker and cheaper.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.