SWIFT/BIC code BCCAESMMXXX
BCCAESMMXXX belongs to Banco de Credito Social Cooperativo SA. in Madrid, Spain.
Code details
| SWIFT/BIC code | BCCAESMMXXX |
|---|---|
| 8-character code | BCCAESMM |
| Branch code | XXX |
| Bank | Banco de Credito Social Cooperativo SA. |
| Branch | Head office |
| City | Madrid |
| Country | Spain |
How the Banco de Credito Social Cooperativo SA. SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- BCCA Bank code
- 4 letters that identify the bank.
- ES Country code
- 2 letters for the country (ISO 3166).
- MM Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which institution uses SWIFT/BIC code BCCAESMMXXX?
BCCAESMMXXX is the SWIFT/BIC code of the main office of Banco de Credito Social Cooperativo SA. in Madrid, Spain. Use it when a payment to Banco de Credito Social Cooperativo SA. does not need a specific branch.
Are BCCAESMM and BCCAESMMXXX the same SWIFT code?
Yes, they are. BCCAESMM is the 8-character version of BCCAESMMXXX. XXX simply means head office, so either version routes your payment to Banco de Credito Social Cooperativo SA. in Madrid.
Do I need BCCAESMMXXX for a euro transfer to Spain?
Spain belongs to the SEPA area. When you send euros the IBAN normally suffices and many banks fill in the BIC automatically. For other currencies you still need BCCAESMMXXX.
What happens if I use BCCAESMMXXX incorrectly?
The payment may be delayed, returned or charged extra fees. Always check BCCAESMMXXX with the recipient before sending.
How long does a transfer to Banco de Credito Social Cooperativo SA. take?
SEPA payments in euros normally arrive the next business day, instant payments within seconds. Transfers in other currencies can take 1–3 business days.
What is the cheapest way to send money to Banco de Credito Social Cooperativo SA.?
Many banks add several percent to the exchange rate on top of a fee. Compare the amount that arrives in Euro with specialist providers before you send – the difference can be large.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.