SWIFT/BIC code BCENECEQ120
BCENECEQ120 belongs to Banco Central del Ecuador in Guayaquil, Ecuador.
Code details
| SWIFT/BIC code | BCENECEQ120 |
|---|---|
| 8-character code | BCENECEQ |
| Branch code | 120 |
| Bank | Banco Central del Ecuador |
| Branch | — |
| City | Guayaquil |
| Country | Ecuador |
How the Banco Central del Ecuador SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- BCEN Bank code
- 4 letters that identify the bank.
- EC Country code
- 2 letters for the country (ISO 3166).
- EQ Location code
- 2 characters for the city or region of the head office.
- 120 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which branch is behind SWIFT code BCENECEQ120?
BCENECEQ120 identifies Banco Central del Ecuador, a branch or department of Banco Central del Ecuador in Guayaquil, Ecuador. Only use it if the account is held at this specific branch.
What do I need for a transfer to an account at Banco Central del Ecuador?
Have ready the SWIFT/BIC code BCENECEQ120, the account number or IBAN of the recipientand the name of the account holder. Ecuador is not part of SEPA, so always include the BIC.
How long does it take to send money to Banco Central del Ecuador?
A SWIFT payment usually takes 1–5 business days, because of correspondent banks and time zones. Specialist transfer services are often faster than a bank.
What happens if I enter BCENECEQ120 incorrectly?
The payment may be delayed, returned or charged extra fees. Always check BCENECEQ120 with the recipient before you confirm.
What is the cheapest way to send money to Banco Central del Ecuador?
Many banks add several percent to the exchange rate on top of a fee. Compare what you receive in US Dollar with specialist providers before you send – the difference can be large.
Has Banco Central del Ecuador got other SWIFT/BIC codes?
Yes, our database contains 3 SWIFT/BIC codes for Banco Central del Ecuador in Ecuador, for the head office and several branches or departments. You can see them all on the bank page.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.