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SWIFT/BIC code BCITITM1T03

BCITITM1T03 belongs to Intesa Sanpaolo SPA in Milano, Italy.

BCITITM1T03

Code details

SWIFT/BIC codeBCITITM1T03
8-character codeBCITITM1
Branch codeT03
BankIntesa Sanpaolo SPA
BranchIsp Ced 1505
CityMilano
CountryItaly

The way the Intesa Sanpaolo SPA SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

BCIT Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
T03 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank is behind SWIFT code BCITITM1T03?

The code BCITITM1T03 belongs to Isp Ced 1505, a branch or department of Intesa Sanpaolo SPA in Milano, Italy. Only use it if the recipient or their bank explicitly asks for it.

What is the cheapest way to send money to Intesa Sanpaolo SPA?

Banks often add several percent to the exchange rate on top of a fee. Check what you receive in Euro with specialist providers before you send – the difference can be large.

Can I use BCITITM1 instead of BCITITM1T03?

BCITITM1 points to the main office of Intesa Sanpaolo SPA, while BCITITM1T03 is Isp Ced 1505. For a normal transfer the head office code is usually fine, yet use BCITITM1T03 if the recipient asks for it.

What does each part of BCITITM1T03 mean?

BCIT is the institution code of Intesa Sanpaolo SPA, IT stands for Italy, M1 is the code for the city or region and T03 identifies the department Isp Ced 1505.

Do I need BCITITM1T03 to send euros to Italy?

Italy belongs to the SEPA area. When you send euros the IBAN normally suffices. For other currencies you do need BCITITM1T03.

How long does a transfer to Intesa Sanpaolo SPA take in Italy?

SEPA payments in euros usually arrive within one business day. Payments in other currencies can take 1–3 business days.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.