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SWIFT/BIC code BCITITM1T45

BCITITM1T45 belongs to Intesa Sanpaolo SPA in Milano, Italy.

BCITITM1T45

Code details

SWIFT/BIC codeBCITITM1T45
8-character codeBCITITM1
Branch codeT45
BankIntesa Sanpaolo SPA
BranchIsp Ced 3981
CityMilano
CountryItaly

The way the Intesa Sanpaolo SPA SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

BCIT Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
T45 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch is behind SWIFT code BCITITM1T45?

BCITITM1T45 is the SWIFT/BIC code of Isp Ced 3981, a unit of Intesa Sanpaolo SPA in Milano, Italy. Only use it if the recipient or their bank explicitly asks for it.

What does each part of BCITITM1T45 stand for?

BCIT is the institution code of Intesa Sanpaolo SPA, IT is the ISO code of Italy, M1 is the location code and T45 is the code of the branch Isp Ced 3981.

Do I need BCITITM1T45 for a euro transfer to Italy?

Italy is part of the SEPA area. For euro transfers the IBAN normally suffices. For other currencies you do need BCITITM1T45.

How long does it take to send money to Intesa Sanpaolo SPA in Italy?

Euro transfers within SEPA usually arrive within one business day, instant payments within seconds. Payments in other currencies can take 1–3 business days.

What is the best way to send money to Intesa Sanpaolo SPA in Italy?

Many banks add several percent to the exchange rate on top of a fee. Compare what you receive in Euro with specialist providers before you send – the difference can be large.

What happens if I use BCITITM1T45 incorrectly?

Your transfer can bounce, get stuck or cost extra. Always check BCITITM1T45 against the details from Intesa Sanpaolo SPA before you confirm.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.