SWIFT/BIC code BCITITM3K45
BCITITM3K45 belongs to Intesa Sanpaolo Private Banking SPA in Bergamo, Italy.
Code details
| SWIFT/BIC code | BCITITM3K45 |
|---|---|
| 8-character code | BCITITM3 |
| Branch code | K45 |
| Bank | Intesa Sanpaolo Private Banking SPA |
| Branch | Dc Or Back Office Bergamo |
| City | Bergamo |
| Country | Italy |
How the Intesa Sanpaolo Private Banking SPA SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- BCIT Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- M3 Location code
- 2 characters for the city or region of the head office.
- K45 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which branch is behind BIC BCITITM3K45?
BCITITM3K45 is the SWIFT/BIC code of Dc Or Back Office Bergamo, a branch or department of Intesa Sanpaolo Private Banking SPA in Bergamo, Italy. Only use it if the recipient or their bank explicitly asks for it.
How long does it take to send money to Intesa Sanpaolo Private Banking SPA?
SEPA payments in euros usually arrive within one business day, instant payments within seconds. Transfers in other currencies can take 1–3 business days.
Do I need BCITITM3K45 to send euros to Italy?
Italy belongs to the SEPA area. For euro transfers the IBAN is usually enough and many banks fill in the BIC automatically. For other currencies you still need BCITITM3K45.
What is the cheapest way to send money to Intesa Sanpaolo Private Banking SPA?
Many banks add 1–3% to the exchange rate on top of a fee. Check the amount that arrives in Euro with transfer services before you send.
Can I use BCITITM3 instead of BCITITM3K45?
BCITITM3 is the head office of Intesa Sanpaolo Private Banking SPA, while BCITITM3K45 is Dc Or Back Office Bergamo. For a normal transfer the head office code is usually fine, yet follow the instructions of the recipient if they mention BCITITM3K45.
What happens if I enter BCITITM3K45 incorrectly?
Your transfer can bounce, get stuck or cost extra. Always check BCITITM3K45 against the details from Intesa Sanpaolo Private Banking SPA before sending.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.